A few weeks ago I wrote a post about taking control of your finances. If you've been having a go at some of those techniques but you're still struggling with money, this week's post might be for you - we're thinking about why you're not reaching your financial goals.

Did you know that up to 8.3 million households in the UK are unable to pay off their debts or household bills? Scary stuff. In this blog post, I'm talking about psychological techniques that can help you to take control of your finances once and for all.

It's the most wonderful time of the year - apparently. But that doesn't seem to fit with the conversations I keep having in therapy. People keep asking me if it's normal to feel overwhelmed by the holiday season, to feel done with it already, to feel wearied by the constant treadmill of give and take. They ask me why, if it's supposed to be so wonderful, do they feel so anxious about it, so broken down by it. Why, when everyone is telling them to be happy, they feel the opposite.